yes® this is the open banking ecosystem.

Get in touch

How does it work? It's simple.

Step 1: Click on a yes® button on an app or website
Step 2: Select your bank
Step 3: Login, Pay, Sign documents and Verify your Identity with your Bank

It is even simpler once we get to know you.

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Push Notification:

Passive Bank:

Total Time: 30 sec

yes® works for every bank, even those not participating

Active Banks keep the customer interface and make money with premium service.
Passive Banks lose this interface and only provide free services.

Continue with your Bank

yes^®

Bank

Button

Bank

Third Party Provider

Merchant

Built on Open Standards.

yes® it's good for apps & websites

Free bank transfers and unique premium services

Unique value added services

91-730 day Account Information

yes^®

Categorization, Analysis, Scores

yes^®

Verified Name, date/place of birth, Nationality, Adress, Email and Tel

yes^®

Electronic Signature (AES/QES), eID

yes^®

Higher Conversion

Multi Service Consent

yes^®

Direct interaction with the bank

yes^®

Easy Integration

Standardized yes® API

yes^®

Standardized Services

yes^®

Standardized Prices (virtual App Store)

yes^®

Free PSD2 services without AISP/PISP Certification

Regulatory Shelter

yes^®

IBAN, Account Holder, 90 day Account Information

yes^®

SEPA Credit Transfer

yes^®

yes® it's good for customers

yes®, simply sign in to apps and websites with your online banking login, verify your identity, sign documents or initiate payments

For example

Getting a mortgage online

Either

Username*

Password*

Verify Email*

Fill out Forms*

Bank Information*

Request Credit Score*

Verify Identity*

Video ID*

Credit Card Number*

Make Payment*

Print Documents*

Sign Documents*

Mail Documents*

Finish!

Or

Login to Bank

yes^®

Bank Username * Bank Password *

I agree

yes^®

Finish!